How to Activate Xme Card Plus

The world of banking has evolved significantly in recent years, especially with digitalization making many processes easier. This change has introduced numerous innovative solutions, including products like the XME Card Plus from Intesa Sanpaolo. Whether you’re in need of a new debit card with attractive offers or are curious about how to activate XME Card Plus, this guide is for you.

Let’s explore the key features, activation process, and benefits of XME Card Plus. By the end of this article, you’ll know exactly how to get your card up and running without any hassle.

What is XME Card Plus?

Before diving into the activation process, let’s understand what the XME Card Plus is and why it might be the right fit for you.

The XME Card Plus is a debit card offered by Intesa Sanpaolo. It’s linked to the Bancomat, PagoBancomat, Mastercard, or Visa circuits and allows you to withdraw money, make payments in Italy and abroad, and even shop online securely. Additionally, the card is equipped with an IBAN, which means you can use it to receive your salary and perform bank transfers.

Key Features of XME Card Plus

• Monthly Fee: The XME Card Plus has a nominal fee of €1.50 per month, but the first year is completely free. Additionally, if you’re under the age of 35, you get to enjoy this card with no fee until you turn 35.
• Digital Management: The card can be fully managed via the Intesa Sanpaolo Mobile app, available for both Android and iOS, where you can track transactions, check balances, and handle most banking activities.

How to Activate XME Card Plus

Activating your XME Card Plus is simple and can be done entirely online. Whether you prefer to activate it from your computer or your mobile app, this section will walk you through both methods.

Step 1: Activating XME Card Plus from Your Computer

To activate your XME Card Plus from a PC, follow these steps:

1. Visit the Intesa Sanpaolo Website: Head over to the Intesa Sanpaolo website and click on Open it Online.

2. Provide Your Information: You’ll be asked for details such as your age, city of residence, and whether you’d like your salary to be credited to this account. Fill in all the relevant information.

3. Review Fees and Charges: On the next screen, you’ll see a summary of your fees. The XME Card Plus costs €1.50 per month, but it’s free for the first year. Also, if you’re under 35, the fee remains waived until you reach that age.

4. Continue the Registration Process: Follow the instructions to provide your name, surname, email address, and give your consent for data processing. Once this is complete, you’ll receive a confirmation code via email.

5. Verify Personal Details: After inputting the code, you’ll need to enter additional information like your address and phone number, which will also be verified by SMS.

6. Upload Your Documents: You’ll be asked to upload a scan of your ID card and health card. The system will guide you through scanning your documents, ensuring a smooth process.

7. Finalize Your Account Setup: After uploading your documents and verifying your identity, you’ll proceed to set up your PIN and secure access codes.

8. Digital Signature: The final step is signing your contract digitally, and voila! Your XME Card Plus is now active.

How to Activate XME Card Plus from the Mobile App

For those who prefer handling everything on the go, activating your XME Card Plus through the Intesa Sanpaolo Mobile App is just as easy.

1. Download the App: First, download the Intesa Sanpaolo Mobile App from the App Store or Google Play Store.

2. Login to Your Account: If you’re already a client, log in using your account credentials. If not, you’ll need to open an account through the website as described above.

3. Add XME Card Plus: Once inside the app, tap the “+” icon under the cards section and select XME Card Plus. Follow the prompts to request and activate the card.

4. Verify Your Information: Just like on the website, you’ll need to upload your documents and complete the identity verification process using the app’s built-in scanner.

5. Activate the Card: After completing these steps, your card will be digitally active, ready for online use. The physical card will arrive shortly, and you can activate it via the app or website using the same steps.

What Can You Do with XME Card Plus?

Now that you know how to activate your card, let’s look at the many ways you can use your XME Card Plus.

Payments and Withdrawals

With the XME Card Plus, you can:

• Make contactless payments in stores using Mastercard or Visa.
• Withdraw cash from ATMs in Italy and abroad.
• Shop online securely using advanced fraud protection measures.

Send and Receive Money

Since your XME Card Plus has an IBAN, you can use it just like a bank account:

• Receive your salary or other payments directly into your card.
• Send money to other accounts via bank transfers.

Manage Your Card Digitally

The Intesa Sanpaolo Mobile App offers a user-friendly platform where you can:

• Monitor your balance and transactions.
• Block or unblock your card if it gets lost.
• Set spending limits to help manage your finances.

XME Card Plus Fees and Charges

Below is an overview of the costs associated with the XME Card Plus.

Important: The monthly fee for the card and the account management fee are waived for users under 35, making it a fantastic option for young professionals and students.

Benefits of Using XME Card Plus

• Global Usability: As a part of the Mastercard or Visa network, the XME Card Plus is accepted worldwide.
• Convenience: The ability to handle payments, withdrawals, and transfers from one card makes it a versatile tool.
• Security: With its fraud protection and ability to manage the card digitally, you’re always in control.
• Cost-Effective: No fees for users under 35, and the first year is free even if you’re over that age.

How to Manage Your XME Card Plus

Managing your XME Card Plus is incredibly easy with the Intesa Sanpaolo Mobile App. Here’s a look at what you can do:

1. Set Spending Alerts: Keep track of your spending with real-time notifications.
2. Freeze Your Card: Lost your card? You can freeze it with a single tap in the app.
3. View Transaction History: Easily access past transactions and monitor account activity.

Conclusion

The XME Card Plus from Intesa Sanpaolo is an excellent option for anyone looking for a versatile, affordable, and secure debit card. Its ease of activation, coupled with the robust mobile management options, makes it an ideal choice for users of all ages. Whether you’re making payments, shopping online, or transferring money, the XME Card Plus offers you a comprehensive and cost-effective solution.

FAQs

1. Is the XME Card Plus free?

The card is free for the first year, and users under 35 get the monthly fee waived until they turn 35.

2. Can I use XME Card Plus for international payments?

Yes, the card is part of the Mastercard or Visa network, making it usable worldwide for payments and withdrawals.

3. How can I activate XME Card Plus?

You can activate it either through the Intesa Sanpaolo website or the mobile app following a few simple steps.

4. How do I manage my XME Card Plus?

You can manage your card through the Intesa Sanpaolo Mobile App, where you can monitor spending, freeze the card, and adjust settings.

5. Can I use the card before the physical version arrives?

Yes, the digital version of the card is active immediately after setup, allowing you to make online purchases.

6. What happens if I lose my card?

You can freeze or block your card directly from the Intesa Sanpaolo Mobile App.

7. Are there fees for international withdrawals?

Yes, there’s a €2 fee for each international withdrawal.

8. Can I receive my salary on XME Card Plus?

Yes, the card comes with an IBAN, allowing you to receive payments directly.